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7 FERS Retirement Myths That Are Quietly Costing Federal Employees Thousands

7 FERS Retirement Myths That Are Quietly Costing Federal Employees Thousands

7 FERS Retirement Myths That Are Quietly Costing Federal Employees ThousandsGigi Bodwin
Published on: 19/08/2026

Sick leave, high-3, MRA+10, survivor benefits, FEGLI, Medicare Part B, TSP limits — 7 federal retirement benefits myths that cost real money, corrected.

FERS retirementfederal retirement benefitsTSP retirement planningpostal employee retirementFEGLIsurvivor benefits
The FERS Supplement: Who Gets It, How Much It Pays, and the Earnings Test That Can Wipe It Out

The FERS Supplement: Who Gets It, How Much It Pays, and the Earnings Test That Can Wipe It Out

The FERS Supplement: Who Gets It, How Much It Pays, and the Earnings Test That Can Wipe It OutGigi Bodwin
Published on: 19/08/2026

The FERS Supplement can pay over $1,300 a month before age 62 — or nothing at all. Who qualifies, how it's calculated, and the 2026 earnings test explained.

FERS retirementFERS supplementfederal retirement benefitsearnings testMRA
The OPM Retirement Backlog Is Shrinking. So Why Is Your Federal Employee Retirement Still Taking 109 Days?

The OPM Retirement Backlog Is Shrinking. So Why Is Your Federal Employee Retirement Still Taking 109 Days?

The OPM Retirement Backlog Is Shrinking. So Why Is Your Federal Employee Retirement Still Taking 109 Days?Gigi Bodwin
Published on: 19/08/2026

OPM's backlog hit a 2026 low, but federal employee retirement claims still average 109 days. Here's what that costs you and how to protect your income.

federal employee retirementOPM backlogFERSretirement processinginterim payments
Missed the Deferred Resignation Deadline? Here's What Smart Federal Employees Are Doing Next

Missed the Deferred Resignation Deadline? Here's What Smart Federal Employees Are Doing Next

Missed the Deferred Resignation Deadline? Here's What Smart Federal Employees Are Doing NextGigi Bodwin
Published on: 17/04/2025

👉 Missed the deferred resignation window? Discover the 4 smart options every federal employee should know before leaving service. Make your next move count.

federal retirement optionsdeferred resignation federal employeesVERA retirement eligibilityFERS postponed vs deferred retirementfederal employee early retirement strategies
Feeling Anxious About a Federal RIF? Let's Break Down "Competitive Levels"

Feeling Anxious About a Federal RIF? Let's Break Down "Competitive Levels"

Feeling Anxious About a Federal RIF? Let's Break Down "Competitive Levels"Gigi Bodwin
Published on: 17/04/2025

Navigating a federal Reduction in Force (RIF) can be stressful. This post breaks down "competitive levels," explaining how agencies group jobs and why it matters for your job security and assignment rights.

Federal RIF processCompetitive level in government jobsReduction in Force federal employeesRIF retention register explainedAssignment rights during RIF
Okay, Let's Talk RIFs: Feeling the Anxiety? You're Not Alone.

Okay, Let's Talk RIFs: Feeling the Anxiety? You're Not Alone.

Okay, Let's Talk RIFs: Feeling the Anxiety? You're Not Alone.Gigi Bodwin
Published on: 17/04/2025

When you know your numbers, the path forward becomes clearer. Understanding your potential retirement income, what your benefits are worth, severance possibilities – that clarity cuts through the anxiety and makes your decisions feel less like guesswork and more like informed choices.

federal reduction in forceRIF federal employeeOPM RIF regulationsRIF notice requirementsfederal employee RIF rightsRIF proceduresfederal government layoffFERS discontinued service retirement RIFkeep FEGLI after RIFFEHB continuation after RIF
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